Risk sharing by households within and across regions and industries

Gregory D. Hess, Kwanho Shin

Research output: Contribution to journalArticlepeer-review

6 Citations (Scopus)

Abstract

Cochrane (1991, Journal of Political Economy 99, 957-976) and Mace (1991, Journal of Political Economy 99, 928-956) test if risk sharing across households is complete in the sense that household consumption moves one-for-one with aggregate consumption. In their studies the source of income risk is idiosyncratic, and agents can share risk across the entire economy. Using a sample of households from the Panel Study on Income Dynamics (PSID), we explore whether households share the risk associated with their industries and regions across households in other regions and industries. We find that a large fraction of risk faced by households is not shared across regions and industries.

Original languageEnglish
Pages (from-to)533-560
Number of pages28
JournalJournal of Monetary Economics
Volume45
Issue number3
DOIs
Publication statusPublished - 2000 Jun

Keywords

  • E21
  • Quantity anomaly
  • Risk sharing

ASJC Scopus subject areas

  • Finance
  • Economics and Econometrics

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